General Personal Injury FAQs — Murphy

• ❓Will a gap in my medical care ruin my case in Murphy?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’re not permanently impaired.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You’ve already reached maximum medical improvement..” Can a Murphy personal injury lawyer still help?
  Yes. Adjusters regularly say “You’ve already reached maximum medical improvement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Erie Insurance. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 493rd Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Aspire General) often second-guess medical care to cut payouts. For clients such as a passenger struck in side-impact collision with smoke inhalation injuries, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Elephant Insurance says “We need to confirm your insurance coverage.” after my Murphy crash?
  Insurers like Elephant Insurance often use lines such as “We need to confirm your insurance coverage.” to stall or minimize claims. Even injuries like proximal humerus fracture can be life-changing. In Murphy, we gather medical proof, challenge delay tactics, and, if needed, push for a jury verdict in 493rd Judicial District Court — outcomes in our files include results up to 2.44M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Murphy allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like rib cage trauma with internal injury. Don’t accept “The vehicle damage was minor.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury verdict in 493rd Judicial District Court. Our case histories include results such as 2.14M. The goal is simple: fair compensation for your losses in Murphy.