General Personal Injury FAQs — Murchison

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 392nd Judicial District Court. Our case histories include results such as 2.32M. The goal is simple: fair compensation for your losses in Murchison.
• ❓What should I do if Horace Mann says “You saw a chiropractor, not a medical doctor.” after my Murchison crash?
  Insurers like Horace Mann often use lines such as “You saw a chiropractor, not a medical doctor.” to stall or minimize claims. Even injuries like dental fractures can be life-changing. In Murchison, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 392nd Judicial District Court — outcomes in our files include results up to 2.02M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., CSAA Insurance Group) often second-guess medical care to cut payouts. For clients such as a person pinned between vehicles with hemothorax, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The provider overcharged for services..” Can a Murchison personal injury lawyer still help?
  Yes. Adjusters regularly say “The provider overcharged for services.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Stillwater Insurance. If they won’t deal fairly, we prepare for a award confirmed during arbitration and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Murchison allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like hemothorax. Don’t accept “The medical records aren’t sufficient.” at face value.
• ❓Will a gap in my medical care ruin my case in Murchison?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The police report is inconclusive.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.