General Personal Injury FAQs — Muniz

• ❓An adjuster told me “You didn’t see a specialist..” Can a Muniz personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t see a specialist.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like GuideOne Insurance. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 464th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Loya Insurance Group) often second-guess medical care to cut payouts. For clients such as a city employee hit during job duties with knee replacement after accident, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Muniz allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like metacarpal fracture. Don’t accept “The at-fault driver’s policy may be void.” at face value.
• ❓Will a gap in my medical care ruin my case in Muniz?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a gap in your medical care.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if USAA says “We’re waiting on statements from witnesses.” after my Muniz crash?
  Insurers like USAA often use lines such as “We’re waiting on statements from witnesses.” to stall or minimize claims. Even injuries like traumatic arterial thrombosis can be life-changing. In Muniz, we gather medical proof, challenge delay tactics, and, if needed, push for a final trial award rendered by 464th Judicial District Court — outcomes in our files include results up to 996K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final trial award rendered by 464th Judicial District Court. Our case histories include results such as 1.4M. The goal is simple: fair compensation for your losses in Muniz.