General Personal Injury FAQs — Muniz

• ❓Will a gap in my medical care ruin my case in Muniz?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You can’t prove emotional distress.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 768K. The goal is simple: fair compensation for your losses in Muniz.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Muniz allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like scarring after reconstructive surgery. Don’t accept “Your injury doesn’t meet our definition of serious.” at face value.
• ❓An adjuster told me “We can’t verify your medical provider’s credentials..” Can a Muniz personal injury lawyer still help?
  Yes. Adjusters regularly say “We can’t verify your medical provider’s credentials.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Farmers Insurance. If they won’t deal fairly, we prepare for a settlement secured after expert testimony in 92nd Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Unitrin Insurance) often second-guess medical care to cut payouts. For clients such as a disabled pedestrian with laminectomy or discectomy, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Kemper Corporation says “The at-fault driver’s policy may be void.” after my Muniz crash?
  Insurers like Kemper Corporation often use lines such as “The at-fault driver’s policy may be void.” to stall or minimize claims. Even injuries like cubital tunnel syndrome post-trauma can be life-changing. In Muniz, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 1.98M.