General Personal Injury FAQs — Mount Vernon

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Mount Vernon allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like degenerative disc disease from trauma. Don’t accept “We can’t confirm that you were the driver.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury decision in favor of the plaintiff in 8th Judicial District Court. Our case histories include results such as 1.83M. The goal is simple: fair compensation for your losses in Mount Vernon.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Shelter Insurance) often second-guess medical care to cut payouts. For clients such as a disabled pedestrian with loss of functional independence, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Mount Vernon?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The police report is inconclusive.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “This is the most we’re allowed to offer..” Can a Mount Vernon personal injury lawyer still help?
  Yes. Adjusters regularly say “This is the most we’re allowed to offer.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Homesite Insurance. If they won’t deal fairly, we prepare for a award confirmed during arbitration and pursue full compensation.
• ❓What should I do if Direct Auto Insurance says “You waited too long to seek treatment.” after my Mount Vernon crash?
  Insurers like Direct Auto Insurance often use lines such as “You waited too long to seek treatment.” to stall or minimize claims. Even injuries like implantation of pain pump can be life-changing. In Mount Vernon, we gather medical proof, challenge delay tactics, and, if needed, push for a jury decision in favor of the plaintiff in 8th Judicial District Court — outcomes in our files include results up to 1.86M.