General Personal Injury FAQs — Mount Vernon

• ❓What should I do if National General says “We can’t confirm that you were the driver.” after my Mount Vernon crash?
  Insurers like National General often use lines such as “We can’t confirm that you were the driver.” to stall or minimize claims. Even injuries like chemical burns to face or limbs can be life-changing. In Mount Vernon, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 880K.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Mount Vernon allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like clavicle fracture. Don’t accept “There’s a coverage issue we’re reviewing.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Unitrin Insurance) often second-guess medical care to cut payouts. For clients such as a child struck exiting school bus with posterior tibial tendon rupture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “This is the most we’re allowed to offer..” Can a Mount Vernon personal injury lawyer still help?
  Yes. Adjusters regularly say “This is the most we’re allowed to offer.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Penn National Insurance. If they won’t deal fairly, we prepare for a multi-million dollar verdict from 62nd Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 1.81M. The goal is simple: fair compensation for your losses in Mount Vernon.
• ❓Will a gap in my medical care ruin my case in Mount Vernon?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You saw a chiropractor, not a medical doctor.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.