General Personal Injury FAQs — Moody

• ❓An adjuster told me “This is the most we’re allowed to offer..” Can a Moody personal injury lawyer still help?
  Yes. Adjusters regularly say “This is the most we’re allowed to offer.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like National General. If they won’t deal fairly, we prepare for a settlement approved in 19th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Moody allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like compartment syndrome. Don’t accept “We’re still evaluating liability with our insured.” at face value.
• ❓Will a gap in my medical care ruin my case in Moody?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The at-fault driver’s policy may be void.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Progressive says “You waited too long to seek treatment.” after my Moody crash?
  Insurers like Progressive often use lines such as “You waited too long to seek treatment.” to stall or minimize claims. Even injuries like acetabular fracture can be life-changing. In Moody, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 19th Judicial District Court — outcomes in our files include results up to 742K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 19th Judicial District Court. Our case histories include results such as 1.94M. The goal is simple: fair compensation for your losses in Moody.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., CSAA Insurance Group) often second-guess medical care to cut payouts. For clients such as a driver rear-ended at red light with severe facial disfigurement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.