General Personal Injury FAQs — Moody

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Moody allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like severe hand crush injury. Don’t accept “The provider overcharged for services.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 1.79M. The goal is simple: fair compensation for your losses in Moody.
• ❓Will a gap in my medical care ruin my case in Moody?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We have to confirm if your policy was active.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if American Family Insurance says “We’re still evaluating liability with our insured.” after my Moody crash?
  Insurers like American Family Insurance often use lines such as “We’re still evaluating liability with our insured.” to stall or minimize claims. Even injuries like cubital tunnel syndrome post-trauma can be life-changing. In Moody, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 2.38M.
• ❓An adjuster told me “You returned to work too quickly to justify lost wages..” Can a Moody personal injury lawyer still help?
  Yes. Adjusters regularly say “You returned to work too quickly to justify lost wages.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Foremost Insurance. If they won’t deal fairly, we prepare for a damages awarded in settlement conference and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Nationwide) often second-guess medical care to cut payouts. For clients such as a school bus passenger with spinal cord injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.