General Personal Injury FAQs — Montgomery

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Montgomery allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like foot or toe fracture. Don’t accept “There are inconsistencies in your account.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., The Hartford) often second-guess medical care to cut payouts. For clients such as a off-duty officer hit by commercial truck with severe hand crush injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved during jury deliberation. Our case histories include results such as 2.21M. The goal is simple: fair compensation for your losses in Montgomery.
• ❓Will a gap in my medical care ruin my case in Montgomery?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’re not permanently impaired.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Amica Mutual says “We can’t confirm that you were the driver.” after my Montgomery crash?
  Insurers like Amica Mutual often use lines such as “We can’t confirm that you were the driver.” to stall or minimize claims. Even injuries like hearing loss due to head impact can be life-changing. In Montgomery, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved during jury deliberation — outcomes in our files include results up to 1.45M.
• ❓An adjuster told me “You didn’t notify us within the required time frame..” Can a Montgomery personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t notify us within the required time frame.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Nationwide. If they won’t deal fairly, we prepare for a damages awarded in settlement conference and pursue full compensation.