General Personal Injury FAQs — Mcgregor

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Mercury Insurance) often second-guess medical care to cut payouts. For clients such as a jogger with rotator cuff tear, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement approved in 440th Judicial District Court. Our case histories include results such as 951K. The goal is simple: fair compensation for your losses in Mcgregor.
• ❓Will a gap in my medical care ruin my case in Mcgregor?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the vehicle speed contributed.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Texas Farm Bureau says “There’s a question about your seatbelt use.” after my Mcgregor crash?
  Insurers like Texas Farm Bureau often use lines such as “There’s a question about your seatbelt use.” to stall or minimize claims. Even injuries like chronic pain syndrome from crash can be life-changing. In Mcgregor, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement approved in 440th Judicial District Court — outcomes in our files include results up to 2.26M.
• ❓An adjuster told me “The policyholder wasn’t clearly at fault..” Can a Mcgregor personal injury lawyer still help?
  Yes. Adjusters regularly say “The policyholder wasn’t clearly at fault.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Nationwide. If they won’t deal fairly, we prepare for a jury decision in favor of the plaintiff in 440th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Mcgregor allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like skull fracture. Don’t accept “The photos you submitted aren’t clear.” at face value.