General Personal Injury FAQs — Maypearl

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Stillwater Insurance) often second-guess medical care to cut payouts. For clients such as a disabled pedestrian with collapsed lung (pneumothorax), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 746K. The goal is simple: fair compensation for your losses in Maypearl.
• ❓Will a gap in my medical care ruin my case in Maypearl?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’ve already reached maximum medical improvement.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Maypearl allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like traumatic brain swelling. Don’t accept “The policyholder wasn’t clearly at fault.” at face value.
• ❓What should I do if Chubb says “We’re waiting on statements from witnesses.” after my Maypearl crash?
  Insurers like Chubb often use lines such as “We’re waiting on statements from witnesses.” to stall or minimize claims. Even injuries like labral tear (shoulder) can be life-changing. In Maypearl, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 1.18M.
• ❓An adjuster told me “You didn’t notify us within the required time frame..” Can a Maypearl personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t notify us within the required time frame.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Homesite Insurance. If they won’t deal fairly, we prepare for a award confirmed during arbitration and pursue full compensation.