General Personal Injury FAQs — Martinez

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 229th Judicial District Court. Our case histories include results such as 2.14M. The goal is simple: fair compensation for your losses in Martinez.
• ❓What should I do if Chubb says “This is the most we’re allowed to offer.” after my Martinez crash?
  Insurers like Chubb often use lines such as “This is the most we’re allowed to offer.” to stall or minimize claims. Even injuries like skin grafts after injury can be life-changing. In Martinez, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 229th Judicial District Court — outcomes in our files include results up to 1.79M.
• ❓An adjuster told me “You didn’t miss enough work to qualify for compensation..” Can a Martinez personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t miss enough work to qualify for compensation.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Patriot Insurance. If they won’t deal fairly, we prepare for a binding arbitration resulted in favorable award and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bristol West) often second-guess medical care to cut payouts. For clients such as a family struck in intersection T-bone with retinal detachment, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Martinez allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of vision from head trauma. Don’t accept “The photos you submitted aren’t clear.” at face value.
• ❓Will a gap in my medical care ruin my case in Martinez?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need an independent medical examination.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.