General Personal Injury FAQs — Marathon

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Safeco) often second-guess medical care to cut payouts. For clients such as a teen driver with quadriplegia, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if MetLife Auto & Home says “We’re still investigating liability.” after my Marathon crash?
  Insurers like MetLife Auto & Home often use lines such as “We’re still investigating liability.” to stall or minimize claims. Even injuries like Monteggia fracture can be life-changing. In Marathon, we gather medical proof, challenge delay tactics, and, if needed, push for a award granted by judge in 83rd Judicial District Court — outcomes in our files include results up to 1.18M.
• ❓An adjuster told me “You didn’t report the injury immediately..” Can a Marathon personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t report the injury immediately.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like MetLife Auto & Home. If they won’t deal fairly, we prepare for a seven-figure award granted in 83rd Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Marathon?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re still investigating liability.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Marathon allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like abdominal compartment syndrome. Don’t accept “You didn’t follow doctor’s orders.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award granted by judge in 83rd Judicial District Court. Our case histories include results such as 1.14M. The goal is simple: fair compensation for your losses in Marathon.