General Personal Injury FAQs — Magnolia

• ❓What should I do if Branch Insurance says “You’re not permanently impaired.” after my Magnolia crash?
  Insurers like Branch Insurance often use lines such as “You’re not permanently impaired.” to stall or minimize claims. Even injuries like compound fracture of the leg can be life-changing. In Magnolia, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 410th Judicial District Court — outcomes in our files include results up to 1.61M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Magnolia allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like cranial nerve damage. Don’t accept “The provider overcharged for services.” at face value.
• ❓Will a gap in my medical care ruin my case in Magnolia?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re waiting on a supervisor’s approval.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We’re waiting on statements from witnesses..” Can a Magnolia personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re waiting on statements from witnesses.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Penn National Insurance. If they won’t deal fairly, we prepare for a award granted by judge in 410th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Elephant Insurance) often second-guess medical care to cut payouts. For clients such as a driver struck by drunk driver with radial head fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 410th Judicial District Court. Our case histories include results such as 2.14M. The goal is simple: fair compensation for your losses in Magnolia.