General Personal Injury FAQs — Lumberton

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a out-of-court settlement following litigation. Our case histories include results such as 781K. The goal is simple: fair compensation for your losses in Lumberton.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., State Farm) often second-guess medical care to cut payouts. For clients such as a dog walker struck in neighborhood with pelvic hematoma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Lumberton allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like avulsion fracture. Don’t accept “We haven’t received your bills yet.” at face value.
• ❓An adjuster told me “The provider overcharged for services..” Can a Lumberton personal injury lawyer still help?
  Yes. Adjusters regularly say “The provider overcharged for services.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like California Casualty. If they won’t deal fairly, we prepare for a award confirmed during arbitration and pursue full compensation.
• ❓What should I do if Westfield Insurance says “We haven’t completed our medical review yet.” after my Lumberton crash?
  Insurers like Westfield Insurance often use lines such as “We haven’t completed our medical review yet.” to stall or minimize claims. Even injuries like disfiguring limb deformity can be life-changing. In Lumberton, we gather medical proof, challenge delay tactics, and, if needed, push for a out-of-court settlement following litigation — outcomes in our files include results up to 2.0M.
• ❓Will a gap in my medical care ruin my case in Lumberton?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You saw a chiropractor, not a medical doctor.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.