General Personal Injury FAQs — Lumberton

• ❓Will a gap in my medical care ruin my case in Lumberton?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We can’t verify your medical provider’s credentials.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Lumberton allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like severe hand crush injury. Don’t accept “We don’t believe the vehicle speed contributed.” at face value.
• ❓An adjuster told me “There’s a coverage issue we’re reviewing..” Can a Lumberton personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a coverage issue we’re reviewing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Auto-Owners Insurance. If they won’t deal fairly, we prepare for a judge’s damages award following bench trial and pursue full compensation.
• ❓What should I do if Mercury Insurance says “There’s a gap in your medical care.” after my Lumberton crash?
  Insurers like Mercury Insurance often use lines such as “There’s a gap in your medical care.” to stall or minimize claims. Even injuries like traumatic brain swelling can be life-changing. In Lumberton, we gather medical proof, challenge delay tactics, and, if needed, push for a compensation awarded during mediation process — outcomes in our files include results up to 1.51M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., GuideOne Insurance) often second-guess medical care to cut payouts. For clients such as a driver hit by uninsured motorist with rib cage trauma with internal injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a compensation awarded during mediation process. Our case histories include results such as 781K. The goal is simple: fair compensation for your losses in Lumberton.