General Personal Injury FAQs — Lozano

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Safeco) often second-guess medical care to cut payouts. For clients such as a off-duty officer hit by commercial truck with acetabular fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The police report is inconclusive..” Can a Lozano personal injury lawyer still help?
  Yes. Adjusters regularly say “The police report is inconclusive.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Cure Auto Insurance. If they won’t deal fairly, we prepare for a jury decision in favor of the plaintiff in 404th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Lozano?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You waited too long to seek treatment.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Lozano allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fractured pelvis. Don’t accept “There’s a coverage issue we’re reviewing.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a multi-million dollar verdict from 404th Judicial District Court. Our case histories include results such as 691K. The goal is simple: fair compensation for your losses in Lozano.
• ❓What should I do if American Family Insurance says “You didn’t report the injury immediately.” after my Lozano crash?
  Insurers like American Family Insurance often use lines such as “You didn’t report the injury immediately.” to stall or minimize claims. Even injuries like hip dislocation can be life-changing. In Lozano, we gather medical proof, challenge delay tactics, and, if needed, push for a multi-million dollar verdict from 404th Judicial District Court — outcomes in our files include results up to 1.26M.