General Personal Injury FAQs — Loraine

• ❓An adjuster told me “We can’t confirm that you were the driver..” Can a Loraine personal injury lawyer still help?
  Yes. Adjusters regularly say “We can’t confirm that you were the driver.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Unitrin Insurance. If they won’t deal fairly, we prepare for a seven-figure award granted in 32nd Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 1.55M. The goal is simple: fair compensation for your losses in Loraine.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Family Insurance) often second-guess medical care to cut payouts. For clients such as a construction worker hit on site with Lisfranc injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Loraine?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The photos you submitted aren’t clear.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Loraine allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like complex regional pain syndrome. Don’t accept “The policyholder wasn’t clearly at fault.” at face value.
• ❓What should I do if Progressive says “This is the most we’re allowed to offer.” after my Loraine crash?
  Insurers like Progressive often use lines such as “This is the most we’re allowed to offer.” to stall or minimize claims. Even injuries like collapsed lung (pneumothorax) can be life-changing. In Loraine, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 1.21M.