General Personal Injury FAQs — Llano

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a six-figure settlement finalized in 33rd Judicial District Court. Our case histories include results such as 831K. The goal is simple: fair compensation for your losses in Llano.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Chubb) often second-guess medical care to cut payouts. For clients such as a family struck in intersection T-bone with cranial nerve damage, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The provider overcharged for services..” Can a Llano personal injury lawyer still help?
  Yes. Adjusters regularly say “The provider overcharged for services.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Travelers. If they won’t deal fairly, we prepare for a judge’s damages award following bench trial and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Llano?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need more documentation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Llano allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like quadriplegia. Don’t accept “You didn’t report the injury immediately.” at face value.
• ❓What should I do if California Casualty says “You didn’t see a specialist.” after my Llano crash?
  Insurers like California Casualty often use lines such as “You didn’t see a specialist.” to stall or minimize claims. Even injuries like orbital blowout fracture can be life-changing. In Llano, we gather medical proof, challenge delay tactics, and, if needed, push for a six-figure settlement finalized in 33rd Judicial District Court — outcomes in our files include results up to 1.01M.