General Personal Injury FAQs — Little Elm

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., California Casualty) often second-guess medical care to cut payouts. For clients such as a passenger thrown from golf cart with cranial fracture with cerebrospinal fluid leak, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved through court-supervised mediation. Our case histories include results such as 730K. The goal is simple: fair compensation for your losses in Little Elm.
• ❓Will a gap in my medical care ruin my case in Little Elm?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You can’t prove emotional distress.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Homesite Insurance says “You returned to work too quickly to justify lost wages.” after my Little Elm crash?
  Insurers like Homesite Insurance often use lines such as “You returned to work too quickly to justify lost wages.” to stall or minimize claims. Even injuries like hip replacement due to trauma can be life-changing. In Little Elm, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved through court-supervised mediation — outcomes in our files include results up to 1.76M.
• ❓An adjuster told me “We need an independent medical examination..” Can a Little Elm personal injury lawyer still help?
  Yes. Adjusters regularly say “We need an independent medical examination.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like CSAA Insurance Group. If they won’t deal fairly, we prepare for a verdict rendered after trial in 158th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Little Elm allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like cerebral contusion. Don’t accept “We’re still investigating liability.” at face value.