General Personal Injury FAQs — Linn

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Linn allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like skin grafts after injury. Don’t accept “You saw a chiropractor, not a medical doctor.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 1.5M. The goal is simple: fair compensation for your losses in Linn.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Wawanesa Insurance) often second-guess medical care to cut payouts. For clients such as a driver hit during lane change with degenerative changes from trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Linn?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need an independent medical examination.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You returned to work too quickly to justify lost wages..” Can a Linn personal injury lawyer still help?
  Yes. Adjusters regularly say “You returned to work too quickly to justify lost wages.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Allstate. If they won’t deal fairly, we prepare for a settlement reached before trial in 206th Judicial District Court and pursue full compensation.
• ❓What should I do if CSAA Insurance Group says “The bills are higher than reasonable market value.” after my Linn crash?
  Insurers like CSAA Insurance Group often use lines such as “The bills are higher than reasonable market value.” to stall or minimize claims. Even injuries like paraplegia can be life-changing. In Linn, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 2.44M.