General Personal Injury FAQs — Lexington

• ❓What should I do if The Hartford says “Your injury doesn’t meet our definition of serious.” after my Lexington crash?
  Insurers like The Hartford often use lines such as “Your injury doesn’t meet our definition of serious.” to stall or minimize claims. Even injuries like scarring after reconstructive surgery can be life-changing. In Lexington, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved through court-supervised mediation — outcomes in our files include results up to 2.2M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved through court-supervised mediation. Our case histories include results such as 2.43M. The goal is simple: fair compensation for your losses in Lexington.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Clearcover) often second-guess medical care to cut payouts. For clients such as a agriculture worker hit by machinery with loss of bladder control after spine trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Lexington allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like cervical disc replacement. Don’t accept “You didn’t miss enough work to qualify for compensation.” at face value.
• ❓An adjuster told me “The treatment timeline doesn’t make sense..” Can a Lexington personal injury lawyer still help?
  Yes. Adjusters regularly say “The treatment timeline doesn’t make sense.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Esurance. If they won’t deal fairly, we prepare for a damages awarded in settlement conference and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Lexington?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We can’t confirm that you were the driver.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.