General Personal Injury FAQs — La Porte

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Auto-Owners Insurance) often second-guess medical care to cut payouts. For clients such as a delivery driver with collapsed lung (pneumothorax), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “There’s a gap in your medical care..” Can a La Porte personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a gap in your medical care.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like State Farm. If they won’t deal fairly, we prepare for a out-of-court settlement following litigation and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved through court-supervised mediation. Our case histories include results such as 671K. The goal is simple: fair compensation for your losses in La Porte.
• ❓Will a gap in my medical care ruin my case in La Porte?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You can’t prove emotional distress.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if State Farm says “You’ve already reached maximum medical improvement.” after my La Porte crash?
  Insurers like State Farm often use lines such as “You’ve already reached maximum medical improvement.” to stall or minimize claims. Even injuries like cervical disc replacement can be life-changing. In La Porte, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved through court-supervised mediation — outcomes in our files include results up to 1.79M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in La Porte allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like severe concussion. Don’t accept “You were partially at fault for the accident.” at face value.