General Personal Injury FAQs — La Porte

• ❓What should I do if GuideOne Insurance says “We’re still evaluating liability with our insured.” after my La Porte crash?
  Insurers like GuideOne Insurance often use lines such as “We’re still evaluating liability with our insured.” to stall or minimize claims. Even injuries like torn Achilles tendon can be life-changing. In La Porte, we gather medical proof, challenge delay tactics, and, if needed, push for a pre-trial settlement in 520th Judicial District Court — outcomes in our files include results up to 714K.
• ❓Will a gap in my medical care ruin my case in La Porte?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The police report is inconclusive.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in La Porte allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like traumatic brain swelling. Don’t accept “We haven’t completed our medical review yet.” at face value.
• ❓An adjuster told me “We can’t confirm that you were the driver..” Can a La Porte personal injury lawyer still help?
  Yes. Adjusters regularly say “We can’t confirm that you were the driver.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like GEICO. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 520th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Patriot Insurance) often second-guess medical care to cut payouts. For clients such as a parent injured while transporting child with laryngeal fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a pre-trial settlement in 520th Judicial District Court. Our case histories include results such as 1.57M. The goal is simple: fair compensation for your losses in La Porte.