General Personal Injury FAQs — La Feria

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Patriot Insurance) often second-guess medical care to cut payouts. For clients such as a senior citizen hit in grocery lot with disfiguring limb deformity, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Shelter Insurance says “The medical records aren’t sufficient.” after my La Feria crash?
  Insurers like Shelter Insurance often use lines such as “The medical records aren’t sufficient.” to stall or minimize claims. Even injuries like disfiguring limb deformity can be life-changing. In La Feria, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 477th Judicial District Court — outcomes in our files include results up to 880K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 477th Judicial District Court. Our case histories include results such as 758K. The goal is simple: fair compensation for your losses in La Feria.
• ❓Will a gap in my medical care ruin my case in La Feria?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a gap in your medical care.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in La Feria allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like foot or toe fracture. Don’t accept “You’re not permanently impaired.” at face value.
• ❓An adjuster told me “You didn’t report the injury immediately..” Can a La Feria personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t report the injury immediately.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Safe Auto Insurance. If they won’t deal fairly, we prepare for a final judgment entered by 477th Judicial District Court and pursue full compensation.