General Personal Injury FAQs — Kirby

• ❓An adjuster told me “The police report is inconclusive..” Can a Kirby personal injury lawyer still help?
  Yes. Adjusters regularly say “The police report is inconclusive.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like AssuranceAmerica. If they won’t deal fairly, we prepare for a compensation awarded during mediation process and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Kirby allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like hip replacement due to trauma. Don’t accept “You’re not permanently impaired.” at face value.
• ❓What should I do if The Hartford says “The provider overcharged for services.” after my Kirby crash?
  Insurers like The Hartford often use lines such as “The provider overcharged for services.” to stall or minimize claims. Even injuries like sacroiliac joint disruption can be life-changing. In Kirby, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 2.29M.
• ❓Will a gap in my medical care ruin my case in Kirby?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Our evaluation doesn’t match your claim.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 2.26M. The goal is simple: fair compensation for your losses in Kirby.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Encompass Insurance) often second-guess medical care to cut payouts. For clients such as a driver injured by defective airbag with liver laceration, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.