General Personal Injury FAQs — Kirby

• ❓Will a gap in my medical care ruin my case in Kirby?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We believe the claim is inflated.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Kirby allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like vertebroplasty or kyphoplasty. Don’t accept “The bills are higher than reasonable market value.” at face value.
• ❓What should I do if GEICO says “There’s a coverage issue we’re reviewing.” after my Kirby crash?
  Insurers like GEICO often use lines such as “There’s a coverage issue we’re reviewing.” to stall or minimize claims. Even injuries like perilymph fistula from head trauma can be life-changing. In Kirby, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 175th Judicial District Court — outcomes in our files include results up to 2.44M.
• ❓An adjuster told me “There’s a coverage issue we’re reviewing..” Can a Kirby personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a coverage issue we’re reviewing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bluefire Insurance. If they won’t deal fairly, we prepare for a jury verdict in 175th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Nationwide) often second-guess medical care to cut payouts. For clients such as a storefront collision victim with tarsal bone fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 175th Judicial District Court. Our case histories include results such as 1.5M. The goal is simple: fair compensation for your losses in Kirby.