General Personal Injury FAQs — Killeen

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Progressive) often second-guess medical care to cut payouts. For clients such as a disabled pedestrian with foot or toe fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Progressive says “You didn’t report the injury immediately.” after my Killeen crash?
  Insurers like Progressive often use lines such as “You didn’t report the injury immediately.” to stall or minimize claims. Even injuries like traumatic brain injury can be life-changing. In Killeen, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 478th Judicial District Court — outcomes in our files include results up to 2.12M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Killeen allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fractured humerus. Don’t accept “The collision was too minor to cause injury.” at face value.
• ❓Will a gap in my medical care ruin my case in Killeen?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You waited too long to seek treatment.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You didn’t see a specialist..” Can a Killeen personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t see a specialist.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Travelers. If they won’t deal fairly, we prepare for a high-value verdict in 478th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 478th Judicial District Court. Our case histories include results such as 1.57M. The goal is simple: fair compensation for your losses in Killeen.