General Personal Injury FAQs — Killeen

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Elephant Insurance) often second-guess medical care to cut payouts. For clients such as a passenger in rollover crash with loss of bowel control after spine injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Killeen allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like traumatic brain swelling. Don’t accept “Our evaluation doesn’t match your claim.” at face value.
• ❓What should I do if Foremost Insurance says “You didn’t report the injury immediately.” after my Killeen crash?
  Insurers like Foremost Insurance often use lines such as “You didn’t report the injury immediately.” to stall or minimize claims. Even injuries like flexor tendon rupture can be life-changing. In Killeen, we gather medical proof, challenge delay tactics, and, if needed, push for a final trial award rendered by 27th Judicial District Court — outcomes in our files include results up to 949K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final trial award rendered by 27th Judicial District Court. Our case histories include results such as 796K. The goal is simple: fair compensation for your losses in Killeen.
• ❓An adjuster told me “You didn’t report the injury immediately..” Can a Killeen personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t report the injury immediately.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Liberty Mutual. If they won’t deal fairly, we prepare for a verdict rendered after trial in 27th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Killeen?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You were partially at fault for the accident.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.