General Personal Injury FAQs — Karnes City

• ❓What should I do if Foremost Insurance says “The policyholder wasn’t clearly at fault.” after my Karnes City crash?
  Insurers like Foremost Insurance often use lines such as “The policyholder wasn’t clearly at fault.” to stall or minimize claims. Even injuries like loss of bowel control after spine injury can be life-changing. In Karnes City, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 1.11M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bristol West Insurance Group) often second-guess medical care to cut payouts. For clients such as a victim of distracted driving crash with dental fractures, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Karnes City allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like traumatic ear drum rupture. Don’t accept “We need more documentation.” at face value.
• ❓Will a gap in my medical care ruin my case in Karnes City?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t completed our medical review yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 2.48M. The goal is simple: fair compensation for your losses in Karnes City.
• ❓An adjuster told me “There’s a question about your seatbelt use..” Can a Karnes City personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a question about your seatbelt use.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Safe Auto Insurance. If they won’t deal fairly, we prepare for a settlement secured after expert testimony in 81st Judicial District Court and pursue full compensation.