General Personal Injury FAQs — Josephine

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Josephine allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like burns (2nd or 3rd degree). Don’t accept “We’re still investigating liability.” at face value.
• ❓What should I do if Bristol West says “The policyholder wasn’t clearly at fault.” after my Josephine crash?
  Insurers like Bristol West often use lines such as “The policyholder wasn’t clearly at fault.” to stall or minimize claims. Even injuries like temporal bone fracture can be life-changing. In Josephine, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 1.67M.
• ❓An adjuster told me “You didn’t report the injury immediately..” Can a Josephine personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t report the injury immediately.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Mercury Insurance. If they won’t deal fairly, we prepare for a final trial award rendered by 473rd Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 955K. The goal is simple: fair compensation for your losses in Josephine.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bristol West) often second-guess medical care to cut payouts. For clients such as a family struck in intersection T-bone with cervical fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Josephine?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The collision was too minor to cause injury.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.