General Personal Injury FAQs — Jefferson

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Jefferson allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like plantar fascia rupture. Don’t accept “The medical records aren’t sufficient.” at face value.
• ❓An adjuster told me “You didn’t miss enough work to qualify for compensation..” Can a Jefferson personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t miss enough work to qualify for compensation.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Aspire General. If they won’t deal fairly, we prepare for a multi-million dollar verdict from 115th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Loya Insurance Group) often second-guess medical care to cut payouts. For clients such as a injured carpool passenger with arterial dissection from trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved during jury deliberation. Our case histories include results such as 708K. The goal is simple: fair compensation for your losses in Jefferson.
• ❓Will a gap in my medical care ruin my case in Jefferson?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t provide a recorded statement.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Horace Mann says “You’re not permanently impaired.” after my Jefferson crash?
  Insurers like Horace Mann often use lines such as “You’re not permanently impaired.” to stall or minimize claims. Even injuries like cranial fracture with cerebrospinal fluid leak can be life-changing. In Jefferson, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved during jury deliberation — outcomes in our files include results up to 801K.