General Personal Injury FAQs — Horizon City

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Infinity Insurance) often second-guess medical care to cut payouts. For clients such as a rideshare driver involved in crash with ankle fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Horizon City allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like scaphoid fracture. Don’t accept “You’ve already reached maximum medical improvement.” at face value.
• ❓Will a gap in my medical care ruin my case in Horizon City?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We can’t confirm that you were the driver.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Elephant Insurance says “The damage doesn’t match your account of the crash.” after my Horizon City crash?
  Insurers like Elephant Insurance often use lines such as “The damage doesn’t match your account of the crash.” to stall or minimize claims. Even injuries like proximal humerus fracture can be life-changing. In Horizon City, we gather medical proof, challenge delay tactics, and, if needed, push for a pre-trial settlement in 327th Judicial District Court — outcomes in our files include results up to 2.28M.
• ❓An adjuster told me “We haven’t completed our medical review yet..” Can a Horizon City personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t completed our medical review yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bristol West Insurance Group. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 327th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a pre-trial settlement in 327th Judicial District Court. Our case histories include results such as 2.5M. The goal is simple: fair compensation for your losses in Horizon City.