General Personal Injury FAQs — Horizon City

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a pre-trial settlement in 448th Judicial District Court. Our case histories include results such as 2.21M. The goal is simple: fair compensation for your losses in Horizon City.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Horizon City allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like tongue laceration and avulsion. Don’t accept “We’re still evaluating liability with our insured.” at face value.
• ❓What should I do if MetLife Auto & Home says “The damage doesn’t match your account of the crash.” after my Horizon City crash?
  Insurers like MetLife Auto & Home often use lines such as “The damage doesn’t match your account of the crash.” to stall or minimize claims. Even injuries like vertebral fracture can be life-changing. In Horizon City, we gather medical proof, challenge delay tactics, and, if needed, push for a pre-trial settlement in 448th Judicial District Court — outcomes in our files include results up to 1.49M.
• ❓Will a gap in my medical care ruin my case in Horizon City?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a question about your seatbelt use.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Clearcover) often second-guess medical care to cut payouts. For clients such as a person pinned between vehicles with mandibular nerve injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “You didn’t miss enough work to qualify for compensation..” Can a Horizon City personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t miss enough work to qualify for compensation.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Wawanesa Insurance. If they won’t deal fairly, we prepare for a verdict rendered after trial in 448th Judicial District Court and pursue full compensation.