General Personal Injury FAQs — Hillside Acres

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., USAA) often second-guess medical care to cut payouts. For clients such as a Lyft passenger with jaw fracture (mandibular), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if NJM Insurance Group says “We’re still investigating liability.” after my Hillside Acres crash?
  Insurers like NJM Insurance Group often use lines such as “We’re still investigating liability.” to stall or minimize claims. Even injuries like cervical fracture can be life-changing. In Hillside Acres, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 1.51M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Hillside Acres allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like renal contusion or laceration. Don’t accept “The photos you submitted aren’t clear.” at face value.
• ❓Will a gap in my medical care ruin my case in Hillside Acres?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We have to confirm if your policy was active.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 860K. The goal is simple: fair compensation for your losses in Hillside Acres.
• ❓An adjuster told me “We don’t believe the vehicle speed contributed..” Can a Hillside Acres personal injury lawyer still help?
  Yes. Adjusters regularly say “We don’t believe the vehicle speed contributed.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Auto-Owners Insurance. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.