General Personal Injury FAQs — Hemphill

• ❓Will a gap in my medical care ruin my case in Hemphill?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a coverage issue we’re reviewing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You’re not permanently impaired..” Can a Hemphill personal injury lawyer still help?
  Yes. Adjusters regularly say “You’re not permanently impaired.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like NJM Insurance Group. If they won’t deal fairly, we prepare for a case concluded with settlement in 273rd Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Hemphill allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like rotational ankle fracture. Don’t accept “There’s a coverage issue we’re reviewing.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a pre-trial settlement in 273rd Judicial District Court. Our case histories include results such as 1.96M. The goal is simple: fair compensation for your losses in Hemphill.
• ❓What should I do if Travelers says “We haven’t completed our medical review yet.” after my Hemphill crash?
  Insurers like Travelers often use lines such as “We haven’t completed our medical review yet.” to stall or minimize claims. Even injuries like scapula fracture can be life-changing. In Hemphill, we gather medical proof, challenge delay tactics, and, if needed, push for a pre-trial settlement in 273rd Judicial District Court — outcomes in our files include results up to 2.1M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Travelers) often second-guess medical care to cut payouts. For clients such as a passenger in speeding vehicle crash with ankle fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.