General Personal Injury FAQs — Hebron

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., State Farm) often second-guess medical care to cut payouts. For clients such as a commuter hit in crosswalk with pancreatic trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We need an independent medical examination..” Can a Hebron personal injury lawyer still help?
  Yes. Adjusters regularly say “We need an independent medical examination.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bristol West Insurance Group. If they won’t deal fairly, we prepare for a settlement secured after expert testimony in 401st Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Hebron allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like compartment syndrome. Don’t accept “The damage doesn’t match your account of the crash.” at face value.
• ❓What should I do if MetLife Auto & Home says “The policyholder wasn’t clearly at fault.” after my Hebron crash?
  Insurers like MetLife Auto & Home often use lines such as “The policyholder wasn’t clearly at fault.” to stall or minimize claims. Even injuries like splenic rupture can be life-changing. In Hebron, we gather medical proof, challenge delay tactics, and, if needed, push for a six-figure settlement finalized in 401st Judicial District Court — outcomes in our files include results up to 2.29M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a six-figure settlement finalized in 401st Judicial District Court. Our case histories include results such as 2.29M. The goal is simple: fair compensation for your losses in Hebron.
• ❓Will a gap in my medical care ruin my case in Hebron?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The police report is inconclusive.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.