General Personal Injury FAQs — Hebron

• ❓What should I do if Penn National Insurance says “The police report is inconclusive.” after my Hebron crash?
  Insurers like Penn National Insurance often use lines such as “The police report is inconclusive.” to stall or minimize claims. Even injuries like traumatic arterial thrombosis can be life-changing. In Hebron, we gather medical proof, challenge delay tactics, and, if needed, push for a plaintiff verdict reached after closing arguments — outcomes in our files include results up to 758K.
• ❓An adjuster told me “You didn’t provide a recorded statement..” Can a Hebron personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t provide a recorded statement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like The Hartford. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Hebron allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like carotid artery injury. Don’t accept “You didn’t go to the emergency room.” at face value.
• ❓Will a gap in my medical care ruin my case in Hebron?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injuries were pre-existing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Loya Insurance Group) often second-guess medical care to cut payouts. For clients such as a construction flagger hit on duty with neurogenic bladder, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a plaintiff verdict reached after closing arguments. Our case histories include results such as 2.48M. The goal is simple: fair compensation for your losses in Hebron.