General Personal Injury FAQs — Hays

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Hays allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like carotid artery injury. Don’t accept “We don’t believe the vehicle speed contributed.” at face value.
• ❓An adjuster told me “We don’t believe the vehicle speed contributed..” Can a Hays personal injury lawyer still help?
  Yes. Adjusters regularly say “We don’t believe the vehicle speed contributed.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bluefire Insurance. If they won’t deal fairly, we prepare for a settlement approved in 428th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Hays?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re still investigating liability.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Wawanesa Insurance says “There’s a question about your seatbelt use.” after my Hays crash?
  Insurers like Wawanesa Insurance often use lines such as “There’s a question about your seatbelt use.” to stall or minimize claims. Even injuries like traumatic brain swelling can be life-changing. In Hays, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 428th Judicial District Court — outcomes in our files include results up to 1.37M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 428th Judicial District Court. Our case histories include results such as 1.38M. The goal is simple: fair compensation for your losses in Hays.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Elephant Insurance) often second-guess medical care to cut payouts. For clients such as a family member of a wrongful death victim with knee dislocation, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.