General Personal Injury FAQs — Haslet

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Haslet allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like labral tear (shoulder). Don’t accept “We’re waiting on statements from witnesses.” at face value.
• ❓What should I do if MetLife Auto & Home says “You saw a chiropractor, not a medical doctor.” after my Haslet crash?
  Insurers like MetLife Auto & Home often use lines such as “You saw a chiropractor, not a medical doctor.” to stall or minimize claims. Even injuries like carotid artery injury can be life-changing. In Haslet, we gather medical proof, challenge delay tactics, and, if needed, push for a jury verdict in 467th Judicial District Court — outcomes in our files include results up to 1.35M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury verdict in 467th Judicial District Court. Our case histories include results such as 2.26M. The goal is simple: fair compensation for your losses in Haslet.
• ❓Will a gap in my medical care ruin my case in Haslet?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a coverage issue we’re reviewing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., The Hartford) often second-guess medical care to cut payouts. For clients such as a cyclist hit by delivery van with degenerative disc disease from trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “You’ve already reached maximum medical improvement..” Can a Haslet personal injury lawyer still help?
  Yes. Adjusters regularly say “You’ve already reached maximum medical improvement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Amica Mutual. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.