General Personal Injury FAQs — Harlingen

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Unitrin Insurance) often second-guess medical care to cut payouts. For clients such as a delivery driver injured by falling cargo with cranial nerve damage, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury awarded damages in 107th Judicial District Court. Our case histories include results such as 2.46M. The goal is simple: fair compensation for your losses in Harlingen.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Harlingen allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like plantar fascia rupture. Don’t accept “Your injury doesn’t meet our definition of serious.” at face value.
• ❓Will a gap in my medical care ruin my case in Harlingen?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We can’t verify your medical provider’s credentials.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You didn’t notify us within the required time frame..” Can a Harlingen personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t notify us within the required time frame.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like MetLife Auto & Home. If they won’t deal fairly, we prepare for a multi-million dollar verdict from 107th Judicial District Court and pursue full compensation.
• ❓What should I do if Wawanesa Insurance says “You returned to work too quickly to justify lost wages.” after my Harlingen crash?
  Insurers like Wawanesa Insurance often use lines such as “You returned to work too quickly to justify lost wages.” to stall or minimize claims. Even injuries like foot or toe fracture can be life-changing. In Harlingen, we gather medical proof, challenge delay tactics, and, if needed, push for a jury awarded damages in 107th Judicial District Court — outcomes in our files include results up to 911K.