General Personal Injury FAQs — Guthrie

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Guthrie allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fusion of multiple spinal levels. Don’t accept “The treatment timeline doesn’t make sense.” at face value.
• ❓What should I do if Kemper Corporation says “There are inconsistencies in your account.” after my Guthrie crash?
  Insurers like Kemper Corporation often use lines such as “There are inconsistencies in your account.” to stall or minimize claims. Even injuries like collapsed lung (pneumothorax) can be life-changing. In Guthrie, we gather medical proof, challenge delay tactics, and, if needed, push for a compensation awarded during mediation process — outcomes in our files include results up to 775K.
• ❓Will a gap in my medical care ruin my case in Guthrie?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We have to confirm if your policy was active.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Infinity Insurance) often second-guess medical care to cut payouts. For clients such as a person pinned between vehicles with traumatic ear drum rupture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a compensation awarded during mediation process. Our case histories include results such as 1.78M. The goal is simple: fair compensation for your losses in Guthrie.
• ❓An adjuster told me “There’s a gap in your medical care..” Can a Guthrie personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a gap in your medical care.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Direct Auto Insurance. If they won’t deal fairly, we prepare for a compensation awarded during mediation process and pursue full compensation.