General Personal Injury FAQs — Fritch

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Fritch allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like burst vertebral fracture. Don’t accept “The collision was too minor to cause injury.” at face value.
• ❓An adjuster told me “We haven’t received your bills yet..” Can a Fritch personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t received your bills yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Mercury Insurance. If they won’t deal fairly, we prepare for a pre-trial settlement in 84th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Clearcover) often second-guess medical care to cut payouts. For clients such as a roofing contractor injured on-site with rotational ankle fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Fritch?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The damage doesn’t match your account of the crash.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Branch Insurance says “Your injury doesn’t meet our definition of serious.” after my Fritch crash?
  Insurers like Branch Insurance often use lines such as “Your injury doesn’t meet our definition of serious.” to stall or minimize claims. Even injuries like cerebral contusion can be life-changing. In Fritch, we gather medical proof, challenge delay tactics, and, if needed, push for a out-of-court settlement following litigation — outcomes in our files include results up to 900K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a out-of-court settlement following litigation. Our case histories include results such as 782K. The goal is simple: fair compensation for your losses in Fritch.