General Personal Injury FAQs — Fredericksburg

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., MAPFRE Insurance) often second-guess medical care to cut payouts. For clients such as a person injured by turning vehicle with lumbar spine injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Fredericksburg allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like neurogenic bladder. Don’t accept “We’re still evaluating liability with our insured.” at face value.
• ❓What should I do if National General says “You’ve already reached maximum medical improvement.” after my Fredericksburg crash?
  Insurers like National General often use lines such as “You’ve already reached maximum medical improvement.” to stall or minimize claims. Even injuries like acetabular fracture can be life-changing. In Fredericksburg, we gather medical proof, challenge delay tactics, and, if needed, push for a jury award issued in civil trial at 216th Judicial District Court — outcomes in our files include results up to 884K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury award issued in civil trial at 216th Judicial District Court. Our case histories include results such as 2.15M. The goal is simple: fair compensation for your losses in Fredericksburg.
• ❓Will a gap in my medical care ruin my case in Fredericksburg?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You can’t prove emotional distress.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You waited too long to seek treatment..” Can a Fredericksburg personal injury lawyer still help?
  Yes. Adjusters regularly say “You waited too long to seek treatment.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like National General. If they won’t deal fairly, we prepare for a high-value verdict in 216th Judicial District Court and pursue full compensation.