General Personal Injury FAQs — Four Points

• ❓Will a gap in my medical care ruin my case in Four Points?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the treatment was necessary.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You can’t prove emotional distress..” Can a Four Points personal injury lawyer still help?
  Yes. Adjusters regularly say “You can’t prove emotional distress.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Alpha Property & Casualty. If they won’t deal fairly, we prepare for a award confirmed during arbitration and pursue full compensation.
• ❓What should I do if MAPFRE Insurance says “You didn’t go to the emergency room.” after my Four Points crash?
  Insurers like MAPFRE Insurance often use lines such as “You didn’t go to the emergency room.” to stall or minimize claims. Even injuries like severe concussion can be life-changing. In Four Points, we gather medical proof, challenge delay tactics, and, if needed, push for a structured settlement agreement reached — outcomes in our files include results up to 2.44M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a structured settlement agreement reached. Our case histories include results such as 2.18M. The goal is simple: fair compensation for your losses in Four Points.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Grange Insurance) often second-guess medical care to cut payouts. For clients such as a bicyclist with fractured tibia or fibula, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Four Points allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like compartment syndrome. Don’t accept “We can’t verify your medical provider’s credentials.” at face value.