General Personal Injury FAQs — Fort Hancock

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Fort Hancock allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like knee dislocation. Don’t accept “The at-fault driver’s policy may be void.” at face value.
• ❓Will a gap in my medical care ruin my case in Fort Hancock?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t follow doctor’s orders.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Westfield Insurance) often second-guess medical care to cut payouts. For clients such as a driver struck by a commercial vehicle with loss of bowel control after spine injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Liberty Mutual says “You saw a chiropractor, not a medical doctor.” after my Fort Hancock crash?
  Insurers like Liberty Mutual often use lines such as “You saw a chiropractor, not a medical doctor.” to stall or minimize claims. Even injuries like scaphoid fracture can be life-changing. In Fort Hancock, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 1.84M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 781K. The goal is simple: fair compensation for your losses in Fort Hancock.
• ❓An adjuster told me “We believe the claim is inflated..” Can a Fort Hancock personal injury lawyer still help?
  Yes. Adjusters regularly say “We believe the claim is inflated.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Encompass Insurance. If they won’t deal fairly, we prepare for a multi-million dollar verdict from 83rd Judicial District Court and pursue full compensation.