General Personal Injury FAQs — Fort Bliss

• ❓What should I do if Safeco says “We’re still evaluating liability with our insured.” after my Fort Bliss crash?
  Insurers like Safeco often use lines such as “We’re still evaluating liability with our insured.” to stall or minimize claims. Even injuries like Lisfranc injury can be life-changing. In Fort Bliss, we gather medical proof, challenge delay tactics, and, if needed, push for a binding arbitration resulted in favorable award — outcomes in our files include results up to 2.03M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a binding arbitration resulted in favorable award. Our case histories include results such as 1.01M. The goal is simple: fair compensation for your losses in Fort Bliss.
• ❓An adjuster told me “The at-fault driver’s policy may be void..” Can a Fort Bliss personal injury lawyer still help?
  Yes. Adjusters regularly say “The at-fault driver’s policy may be void.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like NJM Insurance Group. If they won’t deal fairly, we prepare for a jury awarded damages in 384th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Fort Bliss allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like rib cage trauma with internal injury. Don’t accept “You’re not permanently impaired.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Esurance) often second-guess medical care to cut payouts. For clients such as a landscaper struck by passing car with traumatic ear drum rupture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Fort Bliss?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re waiting on a supervisor’s approval.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.