General Personal Injury FAQs — Fort Bliss

• ❓An adjuster told me “This is the most we’re allowed to offer..” Can a Fort Bliss personal injury lawyer still help?
  Yes. Adjusters regularly say “This is the most we’re allowed to offer.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Auto-Owners Insurance. If they won’t deal fairly, we prepare for a out-of-court settlement following litigation and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 2.01M. The goal is simple: fair compensation for your losses in Fort Bliss.
• ❓What should I do if NJM Insurance Group says “You were partially at fault for the accident.” after my Fort Bliss crash?
  Insurers like NJM Insurance Group often use lines such as “You were partially at fault for the accident.” to stall or minimize claims. Even injuries like femoral shaft fracture can be life-changing. In Fort Bliss, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 1.37M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Fort Bliss allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like implantation of pain pump. Don’t accept “We don’t believe the treatment was necessary.” at face value.
• ❓Will a gap in my medical care ruin my case in Fort Bliss?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need an independent medical examination.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Esurance) often second-guess medical care to cut payouts. For clients such as a public transit passenger with tethered spinal cord syndrome, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.