General Personal Injury FAQs — Follett

• ❓What should I do if MetLife Auto & Home says “The collision was too minor to cause injury.” after my Follett crash?
  Insurers like MetLife Auto & Home often use lines such as “The collision was too minor to cause injury.” to stall or minimize claims. Even injuries like compound fracture of the leg can be life-changing. In Follett, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 2.34M.
• ❓An adjuster told me “The bills are higher than reasonable market value..” Can a Follett personal injury lawyer still help?
  Yes. Adjusters regularly say “The bills are higher than reasonable market value.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Encompass Insurance. If they won’t deal fairly, we prepare for a case settled during mediation and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Follett?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “Your injuries were pre-existing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Follett allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like brain herniation. Don’t accept “The bills are higher than reasonable market value.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., GEICO) often second-guess medical care to cut payouts. For clients such as a construction worker hit on site with skin grafts after injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 1.26M. The goal is simple: fair compensation for your losses in Follett.