General Personal Injury FAQs — Ennis

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a structured settlement agreement reached. Our case histories include results such as 881K. The goal is simple: fair compensation for your losses in Ennis.
• ❓An adjuster told me “This is the most we’re allowed to offer..” Can a Ennis personal injury lawyer still help?
  Yes. Adjusters regularly say “This is the most we’re allowed to offer.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Direct Auto Insurance. If they won’t deal fairly, we prepare for a jury verdict in 378th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Ennis allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like sacroiliac joint disruption. Don’t accept “You didn’t notify us within the required time frame.” at face value.
• ❓Will a gap in my medical care ruin my case in Ennis?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re waiting on a supervisor’s approval.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Progressive says “The photos you submitted aren’t clear.” after my Ennis crash?
  Insurers like Progressive often use lines such as “The photos you submitted aren’t clear.” to stall or minimize claims. Even injuries like hemothorax can be life-changing. In Ennis, we gather medical proof, challenge delay tactics, and, if needed, push for a structured settlement agreement reached — outcomes in our files include results up to 1.12M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bluefire Insurance) often second-guess medical care to cut payouts. For clients such as a mail carrier hit in residential area with hearing loss due to head impact, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.