General Personal Injury FAQs — Elmo

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a binding arbitration resulted in favorable award. Our case histories include results such as 1.47M. The goal is simple: fair compensation for your losses in Elmo.
• ❓Will a gap in my medical care ruin my case in Elmo?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a coverage issue we’re reviewing.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “The provider overcharged for services..” Can a Elmo personal injury lawyer still help?
  Yes. Adjusters regularly say “The provider overcharged for services.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Travelers. If they won’t deal fairly, we prepare for a multi-million dollar verdict from 86th Judicial District Court and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Elmo allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like compound fracture of the leg. Don’t accept “The at-fault driver’s policy may be void.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Clearcover) often second-guess medical care to cut payouts. For clients such as a motorcyclist thrown from bike with injury requiring bone grafting, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Foremost Insurance says “There’s insufficient evidence of impact severity.” after my Elmo crash?
  Insurers like Foremost Insurance often use lines such as “There’s insufficient evidence of impact severity.” to stall or minimize claims. Even injuries like dislocated patella can be life-changing. In Elmo, we gather medical proof, challenge delay tactics, and, if needed, push for a binding arbitration resulted in favorable award — outcomes in our files include results up to 2.1M.