General Personal Injury FAQs — Double Oak

• ❓What should I do if NJM Insurance Group says “We’re waiting on a supervisor’s approval.” after my Double Oak crash?
  Insurers like NJM Insurance Group often use lines such as “We’re waiting on a supervisor’s approval.” to stall or minimize claims. Even injuries like use of external fixator for bone injury can be life-changing. In Double Oak, we gather medical proof, challenge delay tactics, and, if needed, push for a pre-trial settlement in 211th Judicial District Court — outcomes in our files include results up to 1.77M.
• ❓Will a gap in my medical care ruin my case in Double Oak?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the vehicle speed contributed.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Double Oak allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like skull fracture. Don’t accept “You can’t prove emotional distress.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Branch Insurance) often second-guess medical care to cut payouts. For clients such as a jogger with jaw fracture (mandibular), we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “You didn’t report the injury immediately..” Can a Double Oak personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t report the injury immediately.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like State Farm. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a pre-trial settlement in 211th Judicial District Court. Our case histories include results such as 1.16M. The goal is simple: fair compensation for your losses in Double Oak.