General Personal Injury FAQs — Donna

• ❓What should I do if Homesite Insurance says “This is the most we’re allowed to offer.” after my Donna crash?
  Insurers like Homesite Insurance often use lines such as “This is the most we’re allowed to offer.” to stall or minimize claims. Even injuries like closed pelvic ring fracture can be life-changing. In Donna, we gather medical proof, challenge delay tactics, and, if needed, push for a award granted by judge in 92nd Judicial District Court — outcomes in our files include results up to 2.26M.
• ❓Will a gap in my medical care ruin my case in Donna?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The medical records aren’t sufficient.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Shelter Insurance) often second-guess medical care to cut payouts. For clients such as a passenger in rear-end collision with tongue laceration and avulsion, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The policyholder wasn’t clearly at fault..” Can a Donna personal injury lawyer still help?
  Yes. Adjusters regularly say “The policyholder wasn’t clearly at fault.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like AssuranceAmerica. If they won’t deal fairly, we prepare for a out-of-court settlement following litigation and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award granted by judge in 92nd Judicial District Court. Our case histories include results such as 2.32M. The goal is simple: fair compensation for your losses in Donna.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Donna allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like jaw fracture (mandibular). Don’t accept “We can’t confirm that you were the driver.” at face value.