General Personal Injury FAQs — Dickinson

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Dickinson allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like posterior tibial tendon rupture. Don’t accept “You didn’t go to the emergency room.” at face value.
• ❓An adjuster told me “The bills are higher than reasonable market value..” Can a Dickinson personal injury lawyer still help?
  Yes. Adjusters regularly say “The bills are higher than reasonable market value.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bristol West. If they won’t deal fairly, we prepare for a final judgment entered by 122nd Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement approved in 122nd Judicial District Court. Our case histories include results such as 996K. The goal is simple: fair compensation for your losses in Dickinson.
• ❓Will a gap in my medical care ruin my case in Dickinson?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re waiting on a supervisor’s approval.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if MetLife Auto & Home says “You can’t prove emotional distress.” after my Dickinson crash?
  Insurers like MetLife Auto & Home often use lines such as “You can’t prove emotional distress.” to stall or minimize claims. Even injuries like fracture of the talus can be life-changing. In Dickinson, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement approved in 122nd Judicial District Court — outcomes in our files include results up to 1.89M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., ACCC Insurance Company) often second-guess medical care to cut payouts. For clients such as a victim of distracted driving crash with cranial nerve damage, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.