General Personal Injury FAQs — Detroit

• ❓What should I do if Auto-Owners Insurance says “You waited too long to seek treatment.” after my Detroit crash?
  Insurers like Auto-Owners Insurance often use lines such as “You waited too long to seek treatment.” to stall or minimize claims. Even injuries like chemical burns to face or limbs can be life-changing. In Detroit, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 1.18M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Detroit allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like lumbar spine injury. Don’t accept “We don’t believe the vehicle speed contributed.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 796K. The goal is simple: fair compensation for your losses in Detroit.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Dairyland Insurance) often second-guess medical care to cut payouts. For clients such as a storefront collision victim with liver laceration, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The treatment timeline doesn’t make sense..” Can a Detroit personal injury lawyer still help?
  Yes. Adjusters regularly say “The treatment timeline doesn’t make sense.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Loya Insurance Group. If they won’t deal fairly, we prepare for a final judgment entered by 102nd Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Detroit?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t notify us within the required time frame.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.