General Personal Injury FAQs — Denison

• ❓What should I do if Clearcover says “You didn’t see a specialist.” after my Denison crash?
  Insurers like Clearcover often use lines such as “You didn’t see a specialist.” to stall or minimize claims. Even injuries like severe facial disfigurement can be life-changing. In Denison, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 955K.
• ❓Will a gap in my medical care ruin my case in Denison?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You saw a chiropractor, not a medical doctor.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 2.08M. The goal is simple: fair compensation for your losses in Denison.
• ❓An adjuster told me “We need to confirm your insurance coverage..” Can a Denison personal injury lawyer still help?
  Yes. Adjusters regularly say “We need to confirm your insurance coverage.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like MetLife Auto & Home. If they won’t deal fairly, we prepare for a settlement secured after expert testimony in 59th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Patriot Insurance) often second-guess medical care to cut payouts. For clients such as a construction flagger hit on duty with disfiguring limb deformity, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Denison allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like optic nerve damage. Don’t accept “We believe the claim is inflated.” at face value.