General Personal Injury FAQs — Denison

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a six-figure settlement finalized in 15th Judicial District Court. Our case histories include results such as 1.81M. The goal is simple: fair compensation for your losses in Denison.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Denison allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fracture of the talus. Don’t accept “You didn’t miss enough work to qualify for compensation.” at face value.
• ❓What should I do if Grange Insurance says “We haven’t received your bills yet.” after my Denison crash?
  Insurers like Grange Insurance often use lines such as “We haven’t received your bills yet.” to stall or minimize claims. Even injuries like retinal detachment can be life-changing. In Denison, we gather medical proof, challenge delay tactics, and, if needed, push for a six-figure settlement finalized in 15th Judicial District Court — outcomes in our files include results up to 1.37M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., USAA) often second-guess medical care to cut payouts. For clients such as a passenger in rollover crash with ankle fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We need to confirm your insurance coverage..” Can a Denison personal injury lawyer still help?
  Yes. Adjusters regularly say “We need to confirm your insurance coverage.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Farmers Insurance. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Denison?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “This is the most we’re allowed to offer.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.