General Personal Injury FAQs — Del Mar Heights

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Del Mar Heights allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like splenic rupture. Don’t accept “There’s a question about your seatbelt use.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury awarded damages in 404th Judicial District Court. Our case histories include results such as 1.54M. The goal is simple: fair compensation for your losses in Del Mar Heights.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., The General) often second-guess medical care to cut payouts. For clients such as a victim of distracted driving crash with hemothorax, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Del Mar Heights?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’re not permanently impaired.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We have to confirm if your policy was active..” Can a Del Mar Heights personal injury lawyer still help?
  Yes. Adjusters regularly say “We have to confirm if your policy was active.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like California Casualty. If they won’t deal fairly, we prepare for a high-value verdict in 404th Judicial District Court and pursue full compensation.
• ❓What should I do if GuideOne Insurance says “The police report is inconclusive.” after my Del Mar Heights crash?
  Insurers like GuideOne Insurance often use lines such as “The police report is inconclusive.” to stall or minimize claims. Even injuries like repetitive orthopedic surgeries post-crash can be life-changing. In Del Mar Heights, we gather medical proof, challenge delay tactics, and, if needed, push for a jury awarded damages in 404th Judicial District Court — outcomes in our files include results up to 929K.