General Personal Injury FAQs — Del Mar Heights

• ❓Will a gap in my medical care ruin my case in Del Mar Heights?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need an independent medical examination.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Nationwide says “You didn’t miss enough work to qualify for compensation.” after my Del Mar Heights crash?
  Insurers like Nationwide often use lines such as “You didn’t miss enough work to qualify for compensation.” to stall or minimize claims. Even injuries like extensor tendon injury can be life-changing. In Del Mar Heights, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 2.2M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 1.42M. The goal is simple: fair compensation for your losses in Del Mar Heights.
• ❓An adjuster told me “We don’t believe the treatment was necessary..” Can a Del Mar Heights personal injury lawyer still help?
  Yes. Adjusters regularly say “We don’t believe the treatment was necessary.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Esurance. If they won’t deal fairly, we prepare for a settlement approved in 103rd Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Encompass Insurance) often second-guess medical care to cut payouts. For clients such as a passenger with torn biceps tendon, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Del Mar Heights allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fracture of the talus. Don’t accept “The treatment timeline doesn’t make sense.” at face value.