General Personal Injury FAQs — Del Mar Heights

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Del Mar Heights allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like metacarpal fracture. Don’t accept “There’s a gap in your medical care.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved during jury deliberation. Our case histories include results such as 881K. The goal is simple: fair compensation for your losses in Del Mar Heights.
• ❓Will a gap in my medical care ruin my case in Del Mar Heights?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re still investigating liability.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You didn’t go to the emergency room..” Can a Del Mar Heights personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t go to the emergency room.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Elephant Insurance. If they won’t deal fairly, we prepare for a jury verdict in 484th Judicial District Court and pursue full compensation.
• ❓What should I do if American Strategic Insurance says “The photos you submitted aren’t clear.” after my Del Mar Heights crash?
  Insurers like American Strategic Insurance often use lines such as “The photos you submitted aren’t clear.” to stall or minimize claims. Even injuries like crushed limb requiring surgery can be life-changing. In Del Mar Heights, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved during jury deliberation — outcomes in our files include results up to 2.18M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Allstate) often second-guess medical care to cut payouts. For clients such as a agriculture worker hit by machinery with avulsion fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.