General Personal Injury FAQs — De Kalb

• ❓What should I do if Root Insurance says “We can’t verify your medical provider’s credentials.” after my De Kalb crash?
  Insurers like Root Insurance often use lines such as “We can’t verify your medical provider’s credentials.” to stall or minimize claims. Even injuries like dental fractures can be life-changing. In De Kalb, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached before trial in 5th Judicial District Court — outcomes in our files include results up to 2.15M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached before trial in 5th Judicial District Court. Our case histories include results such as 881K. The goal is simple: fair compensation for your losses in De Kalb.
• ❓An adjuster told me “The vehicle damage was minor..” Can a De Kalb personal injury lawyer still help?
  Yes. Adjusters regularly say “The vehicle damage was minor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Auto-Owners Insurance. If they won’t deal fairly, we prepare for a structured settlement agreement reached and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in De Kalb?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You waited too long to seek treatment.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in De Kalb allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like cervical disc replacement. Don’t accept “We don’t believe the vehicle speed contributed.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., State Farm) often second-guess medical care to cut payouts. For clients such as a commercial van driver with foot or toe fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.