General Personal Injury FAQs — De Kalb

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in De Kalb allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like retinal hemorrhage from head trauma. Don’t accept “You’ve already reached maximum medical improvement.” at face value.
• ❓Will a gap in my medical care ruin my case in De Kalb?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We haven’t received your bills yet.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Bristol West says “The pain you’re describing is subjective.” after my De Kalb crash?
  Insurers like Bristol West often use lines such as “The pain you’re describing is subjective.” to stall or minimize claims. Even injuries like skull fracture can be life-changing. In De Kalb, we gather medical proof, challenge delay tactics, and, if needed, push for a binding arbitration resulted in favorable award — outcomes in our files include results up to 2.36M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Allstate) often second-guess medical care to cut payouts. For clients such as a child pedestrian with orbital blowout fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “The photos you submitted aren’t clear..” Can a De Kalb personal injury lawyer still help?
  Yes. Adjusters regularly say “The photos you submitted aren’t clear.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like CSAA Insurance Group. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 102nd Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a binding arbitration resulted in favorable award. Our case histories include results such as 2.01M. The goal is simple: fair compensation for your losses in De Kalb.