General Personal Injury FAQs — Danbury

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a six-figure settlement finalized in 412th Judicial District Court. Our case histories include results such as 1.55M. The goal is simple: fair compensation for your losses in Danbury.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Danbury allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like tarsal bone fracture. Don’t accept “You waited too long to seek treatment.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Horace Mann) often second-guess medical care to cut payouts. For clients such as a commercial van driver with lumbar disc replacement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Danbury?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the treatment was necessary.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We believe the claim is inflated..” Can a Danbury personal injury lawyer still help?
  Yes. Adjusters regularly say “We believe the claim is inflated.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Elephant Insurance. If they won’t deal fairly, we prepare for a multi-million dollar verdict from 412th Judicial District Court and pursue full compensation.
• ❓What should I do if Grange Insurance says “Your injuries were pre-existing.” after my Danbury crash?
  Insurers like Grange Insurance often use lines such as “Your injuries were pre-existing.” to stall or minimize claims. Even injuries like fractured pelvis can be life-changing. In Danbury, we gather medical proof, challenge delay tactics, and, if needed, push for a six-figure settlement finalized in 412th Judicial District Court — outcomes in our files include results up to 955K.