General Personal Injury FAQs — Cottonwood Shores

• ❓An adjuster told me “You’re not permanently impaired..” Can a Cottonwood Shores personal injury lawyer still help?
  Yes. Adjusters regularly say “You’re not permanently impaired.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Branch Insurance. If they won’t deal fairly, we prepare for a jury returned a favorable verdict in 424th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Homesite Insurance) often second-guess medical care to cut payouts. For clients such as a victim of a hit-and-run with cranial nerve damage, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if American Family Insurance says “There’s a gap in your medical care.” after my Cottonwood Shores crash?
  Insurers like American Family Insurance often use lines such as “There’s a gap in your medical care.” to stall or minimize claims. Even injuries like ACL/MCL tear can be life-changing. In Cottonwood Shores, we gather medical proof, challenge delay tactics, and, if needed, push for a award granted by judge in 424th Judicial District Court — outcomes in our files include results up to 2.21M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award granted by judge in 424th Judicial District Court. Our case histories include results such as 657K. The goal is simple: fair compensation for your losses in Cottonwood Shores.
• ❓Will a gap in my medical care ruin my case in Cottonwood Shores?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t go to the emergency room.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Cottonwood Shores allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like disfiguring limb deformity. Don’t accept “There’s a coverage issue we’re reviewing.” at face value.